What Happens If I Hit An Uninsured Driver

5 min read

What Happens If I Hit An Uninsured Driver – Accidents in Florida can be numerous and dangerous. Being involved in an accident with uninsured drivers in Florida when they make a mistake increases stress and frustration. What happens if someone hits you without insurance in Florida? In most cases, your insurance will cover accidents involving uninsured drivers in Florida. Who will cover your medical costs, lost wages and pain if you are hit by an uninsured driver? The answer depends on many factors, including your car and medical insurance, who was at fault, how many cars were involved in the accident, and whether you or a passenger were driving when you were injured.

If you have been hit by an uninsured driver, you can take steps to receive compensation. You can file a lawsuit against the uninsured driver who caused the accident. While your insurance company may attempt to file a lawsuit against other drivers, they often do not understand how important and time-consuming it is to try to recover compensation from someone who is unable to pay, even if they are found to be at fault. Because there are so many variables in these cases, it can be very difficult to predict the outcome without knowing the exact risk profile. If you have been injured in an accident, contact our Florida law firm today.

What Happens If I Hit An Uninsured Driver

What Happens If I Hit An Uninsured Driver

Navigating the complex world of accident insurance claims can be very frustrating when everyone involved in an accident has the best insurance policy. Filing an uninsured driver accident claim can take this frustration to a whole new level. We do not recommend going alone.

What Happens If You Get In An Accident Without Insurance?

Without knowing the details of the case, it is difficult to predict what the consequences of an accident caused by an uninsured driver will be. However, we are here to help you determine whether your case is worth pursuing and to help you obtain compensation if you decide to pursue your case.

After any incident or accident, we always recommend that you seek medical attention as soon as possible. After an accident, you may not feel pain due to adrenaline or hidden injuries. In severe cases, these hidden wounds can become dangerous. The sooner your injury is diagnosed and documented, the better our chances are of obtaining compensation on your behalf. If you are in pain, waiting for help will only increase your discomfort and pain. Delaying treatment can lead to injury, which is the last thing you need after the stress and anxiety of an accident.

We understand the burden of medical expenses and the reluctance to seek treatment because of these expenses. It’s not like going around the corner after a road accident. We’re here to help you get the coverage you deserve.

So who will pay for the medical care you may need after an accident? Varies depending on risk. Florida is a state that does not require car insurance. This means that drivers must have personal injury insurance (PIP) to cover medical costs and other damages resulting from an accident, regardless of who caused the accident. In a no-fault environment, each injured person is expected to use their own insurance to cover medical costs. This does not mean that the driver who caused the accident is not at fault, but it does help the victim get the necessary treatment after the accident.

Maine Uninsured Motorist Coverage

Why is Florida an innocent state? No-fault insurance is designed to enable injured parties to get help quickly and know the cost of the damage. Unfortunately, no-fault laws can make accidents more difficult, especially when the driver who caused the accident is uninsured.

If you were driving at the time of the accident, medical bills are not the only expenses you may incur after an accident in Florida. You may need to repair or replace your car. Therefore, if you are involved in an accident in Florida that is not your fault, some auto insurance policies will cover the cost of repair or replacement. Unfortunately, if the driver does not have insurance, this may not happen. How you recover money after an accident with an uninsured driver depends on your insurance.

One way is to take advantage of collision coverage, an insurance included in your policy that is used to cover damage to your car after an accident. Combined with uninsured auto insurance, this can be a great way to cover your expenses.

What Happens If I Hit An Uninsured Driver

One of the benefits of using your own car repair insurance is that you can get your car repaired and back on track more quickly if you work to get liability insurance. Unfortunately, the price comes easy – you will have to pay to use the insurance. Depending on the policy, it can range from $250 to $5,000. Receiving these payments, along with medical expenses and missed work, can be too much for accident victims.

Hit By An Uninsured Driver: Here’s What You Need To Do

If your car has been totaled, it means that the insurance company will consider your car a loss because the cost of repairing it will be greater than the value of the car. Insurance companies don’t care how much you spend on auto parts or car parts or how much you love your car. If they decide it’s not worth repairing the car, they will consider it a total loss. This can be frustrating, especially if you have a new car that depreciates quickly because you’re getting less money for a car you consider important, and sometimes it’s less than your loan.

Even if someone isn’t at fault, causing an accident without insurance in Florida can involve a lot of financial responsibility.

If your insurance covers your medical and car repair costs, why should you continue to take action? There are several reasons why you should do this, including:

Your insurance will cover your immediate expenses, including car repairs and initial medical bills. However, once your case is closed, compensation payments will stop. If you have suffered a neck or back injury that requires lifelong care or prevents recovery, you are on your own. These injuries often worsen over time. We are here to make sure this is taken into account when you claim compensation for your accident.

What To Do When Hit By An Uninsured Driver

According to a recent study by the Insurance Research Council, Florida has the sixth highest rate of uninsured drivers, with 20.4% of drivers in Florida being uninsured.

The Florida Department of Highway and Vehicle Safety (FLHSMV) reported in February 2023 that there were 515,957 crashes and accidents during that time, resulting in 1,251 deaths.

The state averages 103 accidents, 191 accidents and 250 deaths each year. Last year, there were 104,895 accidents in Florida, killing 266 people.

What Happens If I Hit An Uninsured Driver

With approximately 25 percent of all Florida accidents involving crashes and speeding, and the number of uninsured drivers on Florida roads, you can see why there are so many accidents.

What To Do When Hit By An Uninsured Driver?

If you or a loved one has been involved in an accident in Florida involving an uninsured driver, we encourage you to speak with one of our experienced accident attorneys today.

In Florida, it is illegal to drive without insurance, but insurance companies do not require you to drive with uninsured drivers unless you have uninsured motorist coverage under your insurance policy.

Uninsured motorist coverage is an additional option to your car insurance policy that provides protection if you are hit by an uninsured or unsuitable driver to prevent damage.

If you have uninsured motorist coverage, your insurance company may still pursue an uninsured motorist claim to recover the premiums paid to cover your damages.

Your Legal Rights After Being Hit By An Uninsured Driver

However, remember that if you do not have uninsured motorist coverage under your policy, it is unlikely that your insurance company will pursue uninsured motorists.

Because Florida is a no-fault car insurance state, every driver’s insurance company must cover their damages and injuries, regardless of who was at fault for the accident. However, there are exceptions to this “We don’t make mistakes in Florida” rule, such as serious injuries or damages that exceed your insurance policy limits.

We have offices in The Villages and Ocala, Florida, so you can rest assured that when you choose The Glover Law Firm, you’ll always find an accident and personal injury lawyer nearby.

What Happens If I Hit An Uninsured Driver

If you or a loved one has been involved in an uninsured car accident in Florida, email us or call the Glover Law Firm at (352) 605-6203 to investigate.

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